★★★★★

OnCredit Loans in Sri Lanka –
Get Up to Rs 50,000 with Instant Approval

✔ 96% agreed applications
✔ Loan amount up to RS 50 000
✔  Need only ID number
✔ In 5 minutes money in the account

0%

Loan rate / per day

180

Possible term /  days

100000

Max amount /

15

Consideration / mins

Fino contacts

Phone:

+94117811555

Website:

GET LOAN

What is OnCredit? – A Trusted Online Loan Provider in Sri Lanka

Money Lender OnCredit is a dynamic and customer-oriented financial institution offering innovative online loan services across Sri Lanka. With a mission to provide fast and accessible financial support, OnCredit specializes in personal loans, emergency loans, and salary advances. By leveraging digital technology, they ensure that clients experience a smooth, fast, and secure lending process.

OnCredit’s online application system allows borrowers to receive funds quickly without the hassle of excessive paperwork or long waiting times. Their commitment to flexibility, competitive interest rates, and convenient repayment options has made them a preferred choice for individuals seeking financial assistance.

Key Benefits of Choosing OnCredit for Your Loan Needs

Lending through OnCredit provides borrowers with several key benefits, making it a top option for addressing urgent and planned financial needs.

  • Low Processing Fees: OnCredit offers affordable loan processing fees, helping borrowers save money compared to traditional lenders.
  • Quick Loan Approvals: Loan applications are reviewed and approved within minutes, ensuring that customers get access to funds when they need them the most.
  • Flexible Repayment Options: Borrowers can choose between weekly, bi-weekly, or monthly repayment plans tailored to their income and lifestyle.
  • 24/7 Online Support: OnCredit’s online platform provides continuous assistance, ensuring users can get help anytime, anywhere.

Overall, OnCredit Sri Lanka delivers a reliable and secure borrowing experience, allowing customers to address their financial needs efficiently.

Eligibility Criteria & Requirements for OnCredit Loans

  1. Must be 18 years or older.
  2. Provide valid identification documents, such as a national ID card or passport.
  3. Maintain a valid bank account for loan disbursement.
  4. Have a regular income that meets OnCredit’s eligibility requirements.
  5. Possess a clean credit history without outstanding defaults.

With these conditions in place, borrowers can expect fast loan approval and seamless fund transfers.

How OnCredit’s Online Loan System Works – Step-by-Step Guide

OnCredit operates through a streamlined and fully online process that ensures quick access to loans without lengthy procedures. Customers can apply for loans via OnCredit’s website or mobile app by providing basic information and required documentation, including proof of identity and income. Once the application is submitted, OnCredit’s automated system reviews the request instantly.

If approved, the loan amount is transferred directly to the borrower’s bank account, usually within minutes. OnCredit’s technology-driven system is designed to reduce paperwork and waiting times, making it ideal for those who need urgent financial assistance. Their flexible repayment plans allow borrowers to select payment terms that best suit their financial situation, ensuring a smooth repayment process.

Frequently Asked Questions (FAQs) About OnCredit Loans

What loan amounts are available through OnCredit?

OnCredit offers loans ranging from Rs 10,000 to Rs 100,000, depending on the borrower’s eligibility and financial requirements.

How quickly can I receive the loan amount?

Once your loan application is approved, funds are typically disbursed directly to your bank account within minutes.

What documents do I need to apply for a loan?

You will need to provide:

  • Proof of identity (national ID card or passport)
  • Proof of income (salary slip or bank statement)
  • Valid bank account details

Additional KYC documentation may be required based on the loan amount and approval criteria.

Can I repay my loan early?

Yes, OnCredit allows early repayments without penalties, which can help you save on interest charges.

Is my credit history checked during the application process?

Yes, OnCredit reviews your credit history to assess your eligibility. However, they also cater to borrowers with varying credit scores and offer flexible terms.

Are flexible repayment options available?

OnCredit provides weekly, bi-weekly, and monthly repayment plans that can be tailored to match the borrower’s financial schedule.

Loan accessibility

  • Colombo
  • Negombo
  • Kandy
  • Galle
  • 5,000 RS
  • 10,000 RS
  • 20,000 RS
  • 30,000 RS
  • 30 days
  • 60 days
  • 90 days
  • 120 days

Best Online Loans in Sri Lanka

CashX

5500 ₹.  =
   5000 ₹. +
0 ₹.
Return
Take
Overpay
First loan:
1000 – 50000 RS
Loan term:
30 days
Interest rate:
0% for first-time borrowers

Fino

500,05 ₹.  =
   5000 ₹. +
0.05 ₹.
Return
Take
Overpay
First loan:
1000 – 50000 RS
Loan term:
30 days
Interest rate:
0.01% minimum rate.

Credify

5250 ₹.  =
   5000 ₹. +
250 ₹.
Return
Take
Overpay
First loan:
1000 – 50000 RS
Loan term:
90 - 360 days
Interest rate:
5% for the first loan.

CashX

5500 ₹.  =
   5000 ₹. +
0 ₹.
Return
Take
Overpay
First loan:
1000 – 50000 RS
Loan term:
30 days
Interest rate:
0% for first-time borrowers

Fino

500,05 ₹.  =
   5000 ₹. +
0,05 ₹.
Return
Take
Overpay
First loan:
1000 – 50000 RS
Loan term:
30 days
Interest rate:
0.01% minimum rate.

Credify

5250 ₹.  =
   5000 ₹. +
250 ₹.
Return
Take
Overpay
First loan:
1000 – 50000 RS
Loan term:
90  to 360 days
Interest rate:
5% for the first loan

OnCredit

5025 ₹.  =
   5000 ₹. +
25 ₹.
Return
Take
Overpay
First loan:
1000 – 15000 RS
Loan term:
60 to 90 days
Interest rate:
0.5% daily for the first loan